There was a couple who were big over-spenders. They always dreamed about spending holidays in Hawaii but were never able to save enough money to do so. One day they came up with an idea -- each time they make love, they would put a $20 bill into a piggy bank.

They bought the piggy, and followed that procedure for about a year. After that time, they decided that there might be enough money for their dream vacation and broke the piggy bank. The husband looked at their savings and said: "Isn't it strange. Each time we made love, I put $20 into the bank. But there are quite a few $50 bills and some $100 bills in here."

The wife replied,"Well, everybody isn't as stingy as you are!"